Password Problems

Does anyone else have problems forgetting their so-called "Password"?
It seems we have to have one for everything these days, from gasman to banks to library cards to butcher to baker to candlestick maker {if there are any of them left - who knows} to tax man, to telephone man, to building society lady, to doctor, to dentist, to chiropodist, to sports injury clinic, to pub, to grub, to so-called internet hub, to Spotify account {whatever that is}, to travel agent to estate agent, to travel agent, to optician, to building society {did we metion that?}, to train ticket, to shoe shop, to Twitter(not bird talk), to enter a building , to leave a building, to buy from the internet, to sell from the internet, to talk to someone, to leave a message for anyone, to shop, to drop, to sell, to write a note to someone, to talk to your vet ,to text , to e mail, to play a game, to use the mobile telephone, to call from the mobile telephone, to leave a message on the moblie telephone to go through a gate with a lock, to get into a block of flats( when Fay delivers meals on wheels) et cetera et cetera.
We're sure there's many more.
Anyway, many's the time we've found ourselves on the phone shouting our personal details to an Indian or a robot or sometimes both, or even worse, sometimes someone in the North East (or "Geordie-land" as we sometimes call it) when we've forgotten our password.
We've come up with an ingenious idea.
Just use the same easy-to-remember password for everything
We use "Xenofobe". This word -as everyone knows - means "terror of the new". Our twist is, spelling it wrong, so no internet criminal could ever guess it.
So, hooray! We have password internet comfort and safety all in one.